FIMS MICROFINANCE BANK PRODUCTS

We are your key to enterprise!!

We recognize the need to save now in order to make future investments. This is why we offer various savings products that provides the opportunity to save and earn attractive interest on daily cash balances.

8 Years Experience

5 Star Rating

Quick Turnaround

Dedicated Customer Support

FEATURES:

  • Minimum Opening Balance N1,000
  • Interest Rate Of 2% Per Annum (P.A)
  • SMS Charge of N5 per Message.

 DOCUMENTATION 

  1. Duly Filled KYC Form
  2. Duly Filled Account Form
  3. 2 Recent Passport Photographs
  4. Photocopy Of Valid Identity Card, National ID, Drivers License or international Passport (original Must be sighted for clarification voters card.

FEATURES:

  • Minimum Opening Balance N5,000
  • COT Charge of N5/mil
  • No monthly maintenance charge
  • SMS Charge of N10 per Message
  • Access to personalized cheque book to fidelity etc.

 DOCUMENTATION 

  1. Duly Filled KYC Form
  2. Duly Filled Account Form
  3. 2 Recent Passport Photographs
  4. Photocopy Of Valid Identity Card, National ID, Drivers License or international Passport (original Must be sighted for clarification voters Cards)
  5. 2 Reference
  6. Recent Utility.

This is an account  that allows rural, dwellers to save and withdraw their money as at when desire, this gear towards improving the social – economic life of the rural people, also bring them closer to financial Opportunities.

FEATURES:

  • Minimum Opening Balance of N10,000
  • Zero COT Charge
  • Easy accessibility of loans.

 DOCUMENTATION 

  1. Duly Filled KYC Form
  2. Duly Filled Account Form
  3. 2 Recent Passport Photographs
  4. Photocopy Of Valid Identity Card, National ID, Drivers License or international Passport (original Must be sighted for clarification voters Cards)

BENEFITS:

  • Operators this account benefit from Micro – Credit Loan
  • Flexible loan repayment schedule
  • Loan can be access with minimum collateral requirement and good guarantee

The FIMS ‘Safe MyBiz’ loan product is a working capital loan designed for micro entrepreneurs and small business owners who desire to borrow for business purposes but lack conventional collateral to secure their loans. 

The FIMS SAPP (Schools Assisted PC-Purchase) Account is a product designed to meet the high demand  of schools, institution both privately and publicity owned for purchase of laptops to it staff. Organized  co-operative societies and groups shall equally participate to this scheme

FEATURES:

  • Minimum Opening Balance N10,000
  • COT Charge of N5/mil
  • No monthly maintenance charge
  • SMS Charge of N10 per Message.

 DOCUMENTATION 

  1. Utility Bill
  2. Duly Filled Account Opening Form
  3. Duly Filled KYC Form
  4. 2 Recent Passport Photographs
  5. Photocopy Of Valid Identity Card, National ID, Drivers License or international Passport (original Must be sighted for clarification voters Cards)
  6. Certificate Of incorporation
  7. A.C reference letter.

FEATURES:

  • Minimum Opening Balance N5,000
  • No monthly maintenance charge
  • SMS Charge of N10 per Message

 DOCUMENTATION 

  1. Duly Filled KYC Form
  2. Duly Filled Account Form
  3. 2 Recent Passport Photographs
  4. Photocopy Of Valid Identity Card, National ID, Drivers License or international Passport (original Must be sighted for clarification voters Cards)

BENEFITS:

  1. Easy Accessibility of loan.
  2. Assist Student to own laptop
  3. This Project will help to encourage and expose students to computer Education and Information Technology at large. 

 ASUSU account is a daily contribution account holder(s) make daily remittance into thier account.

The account does not ensure any hidden charges.

FEATURES:

  • Minimum Opening Balance of N300
  • Minimum Contribution N200 daily

BENEFITS:

  • Easy to Open and To Operate
  • Customers Can easily withdraw their money anytime with a day notice.
  • You can access loan after three mouth of activation operating on this account.

FIMS Micro On Lending Account is a product designed to empower the people at the grassroots, who are into micro-business and doing petty trading. This would boost their business and also increase their working capital. 

FIMS Salary Plus Account is an account that is targeted to institutions employment casual work force