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Our Business Focus:

The focus of our services is the economically active poor, although we equally consider the well-to-do in our operating environment. The Bank positioned itself to deploy available resources (Finance, Knowledge, and Technology etc.) to assist the poor to break the cycle of poverty and join the economically active rich group. As this group grow, the bank continues to assist them so that they can effectively participate in a growing economy, create ways of generating income and employment and imbibe a culture of self-sustenance with a great multiplier effect on the entire macro-economy.

Consequently, the Bank’s primary business focus is on the following:

• Youth Empowernment
• Small and Medium Enterprise
• Micro-Enterprises
• Organised registered Co-operative Societies
• Unstructured Associations and Trade Groups
• Rural Poor Women
• Individuals (e.g. Apprentice)

FIMS MICROFINANCE BANK PRODUCTS
Each business niche may require a unique functionality of its own… With that notion in mind, our team of professional have package unique products for our Clients.

Savings Account

FEATURES:

  • Minimum Opening Balance N1,000
  • Interest Rate Of 2% Per Annum (P.A)
  • SMS Charge of N5 per Message.

DOCUMENTATION:

  • Duly Filled KYC Form
  • Duly Filled Account Form
  • 2 Recent Passport Photographs
  • Photocopy Of Valid Identity Card, National ID, Drivers License or international Passport (original Must be sighted for clarification voters card.

 

I- lab for School Account
FEATURES:

  • Minimum Opening Balance N5,000
  • No monthly maintenance charge
  • SMS Charge of N10 per Message

 DOCUMENTATION 

  1. Duly Filled KYC Form
  2. Duly Filled Account Form
  3. 2 Recent Passport Photographs
  4. Photocopy Of Valid Identity Card, National ID, Drivers License or international Passport (original Must be sighted for clarification voters Cards)

BENEFITS:

  1. Easy Accessibility of loan.
  2. Assist Student to own laptop
  3. This Project will help to encourage and expose students to computer Education and Information Technology at large.

Fims Curent Account

          FEATURES:

  • Minimum Opening Balance N5,000
  • COT Charge of N5/mil
  • No monthly maintenance charge
  • SMS Charge of N10 per Message
  • Access to personalised cheque book to fidelity e.t.c

 DOCUMENTATION

  1. Duly Filled KYC Form
  2. Duly Filled Account Form
  3. 2 Recent Passport Photographs
  4. Photocopy Of Valid Identity Card, National ID, Drivers License or international Passport (original Must be sighted for clarification voters Cards)
  5. 2 Reference

Rural Banking Account (ruba)
This is an account that allows rural, dwellers to save and withdraw their money as at when desire, this gear towards improving the social-economic life of the rural people, also bring them closer to financial Opportunities.

FEATURES:

  • Minimum Opening Balance of N10,000
  •  Zero COT Charge
  • Easy accessibility of loans

DOCUMENTATION

  •  Duly Filled KYC Form
  • Duly Filled Account Form
  • 2 Recent Passport Photographs
  • Photocopy Of Valid Identity Card, National ID, Drivers License or international Passport (original Must be sighted for clarification voters Cards)

Corporate Account

            FEATURES:

  • Minimum Opening Balance N10,000
  • COT Charge of N5/mil
  • No monthly maintenance charge
  • SMS Charge of N10 per Message.

 DOCUMENTATION

  1. Utility Bill
  2. Duly Filled Account Opening Form
  3. Duly Filled KYC Form
  4. 2 Recent Passport Photographs
  5. Photocopy Of Valid Identity Card, National ID, Drivers License or international Passport (original Must be sighted for clarification voters Cards)
  6. Certificate Of incorporation
  7. A.C reference letter.

Asusu
ASUSU account is a daily contribution account holder(s) make daily remittance into their account.
The account does not ensure any hidden charges.
FEATURES:

  • Minimum Opening Balance of N300
  • Minimum Contribution N200 daily

BENEFITS:

  • Easy to Open and To Operate
  • Customers Can easily withdraw their money anytime with a day notice.
  • You can access loan after three months of activation operating on this account.

We are working with

Each business niche may require a unique functionality of its own… With that notion in mind, our team of professional are selected few who have lots of Banking experience